Fields of Security: Understanding Crop Insurance in India (Part 3)

India, the seventh-largest country globally, relies heavily on agriculture, with 80% of its population in rural areas. Cropping, a key component of agriculture, faces challenges due to global warming, including fluctuating weather, irregular rainfall, and increased pest and disease attacks, significantly affecting crop production. To mitigate these risks, the Government of India introduced crop insurance schemes in 1972 to stabilize farmers' income, restore credit post-crop failures, and promote modern farming practices.In 2016, the Pradhan Mantri Fasal Bima Yojana (PMFBY) was launched, offering comprehensive crop insurance with minimal premiums and maximum claims. Covering risks from sowing to post-harvest, PMFBY safeguards farmers from financial losses and ensures agricultural sustainability. Farmers must insure their crops under this scheme to protect against potential losses.The study, “Knowledge and perception of farmers towards Pradhan Mantri Fasal Bima Yojana in Jambusar taluka of Bharuch district,” focuses on evaluating farmers’ awareness and perceptions of PMFBY to maximize its benefits and support the farming community.